A ranking done by Homeownersinsurance.com states that of the 23 most populated cities in the country, our main metropolis has the fewest natural disasters.
The criteria was based on the total number of weather events, the total cost of property damage, and the total event days with personal injury listed by the National Climatic Data Center Storm Event Database from the last ten years.
Detroit had only three major disaster declarations and four total declarations from the Federal Emergency Management Agency during the past decade. According to the study's website the city's position on Lake Huron regulates extreme weather patterns and also subjects us to colder temps.
Our weather events generally include hail and flooding, both of which result from Michigan's intense spring and summer storms. Mother Nature might be fickle 'round these parts, but at least she's forgiving.
The other four cities are Charlotte, NC; San Francisco, CA; Denver, CO; and Boston, MA, consecutively.